You'll also get a free copy of your credit report -- check it and keep in touch with the credit bureaus till they appropriate any fraudulent costs or accounts you discover there. Credit card corporations restrict your legal responsibility on fraudulent purchases, and you can dispute false fees. A savings account that has no checks issued and is not linked to any debit card will likely be a lot more durable for a thief to achieve access to. If you keep a large amount of money in your major checking account, then all that money is vulnerable if someone steals your debit card or writes checks in your name. Once you send mail, use safe, opaque envelopes so nobody can read account numbers or spot checks just by holding them up to the sunshine. Only use ATMs in safe, properly-lit places, and don't use the machine if someone is standing too close or wanting over your shoulder.
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