Just wanted to say Hi.

[IFNCollett]

Switching lenders at renewal allows negotiating better rates and terms but incurs discharge/setup costs. Fixed rate mortgages offer stability but reduce flexibility for prepayments or selling in comparison to variable terms. Mortgage pre-approvals specify a collection borrowing amount and freeze an interest rate window. Mortgage loan insurance protects lenders by covering defaults for high ratio mortgages. Popular best private mortgage lenders in BC terms in Canada are 5 years for a fixed rate and 1 to 5 years for an adjustable rate, with fixed terms providing payment certainty.

[xandry]

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